Student debt “crisis” solved : Libertarian

Here’s the deal, if you want to go to college you absolutely have the right to do that. If you can’t afford it, there are plenty of scholarships, grants, and yes, there are loans you can take out to help you through it. The thing with loans though is that you’re expected to pay them back, taking out loans in order to go party for two to four years isn’t the best idea. Also, taking out loans to pursue a degree that isn’t known to lead to gainful employment isn’t the smartest move either. If you plan on doing something your degree and have your future mapped out just enough that you’ll be able to find a job after school, or are smart enough to work DURING your education (yes, it is possible), then you might be better off when you graduate and will be able to start paying those loans back.

Oh yes, I said PAY THEM BACK. They’re not anyone else’s responsibility once you’re of legal age, and if you fling them off on the taxpayers or on your parents or on whoever decides to cosign for you, then you’ve taken one step towards proving that not only is your education worthless, but that you’re worth even less than the piece of paper that means nothing if you don’t do anything with the education that came with it. The idea to make college a free for all system isn’t just a bad one, it’s a sure way to make certain that a college degree means about as much as a high school degree at this point, which, if anyone’s been looking at the job market, means the pickings are pretty slim. It’s very possible to get a job with a high school degree, but if you’re looking to make six figures, or even a high five-figure salary, then good luck to you since typically those paying this kind of money want someone that’s uniquely skilled, has years of experience, and has a bit of higher education.

Trade schools are a good way to go since they offer up a great deal of experience while you’re learning and can help place their graduates once they’re all done, or even during your time as a student. Community college is still fairly inexpensive and offers up the kind of learning that can help a person advance in life, and it generally only takes two years, about half the time of a regular bachelor’s degree in a four-year university that will end up costing more than most people’s homes.

College is a great experience, let’s not lose sight of that, it’s a place that can teach you a lot both in and out of the classroom. But like all things in life, it’s what you do with it that makes a difference, and as much as people might want to argue, liberal arts degrees aren’t going to get you paid right out of the gate. As someone going through a Creative Writing Master’s course and looking to get into a Screenwriting Master’s course soon, I can tell you that anyone seeking an arts degree needs at least a rudimentary plan before stepping into this arena called college, or you’re bound to fail. If you’re looking to party, grab a keg and stay home with your buddies on the weekend. If you’re looking to take out a loan or two and head to college, get ready to work, or get ready to have your ass handed to you with a failing grade in school and in life, because the odds are going to be stacked against you.

And even more to the point, if you’re going to take out a loan, remember that it’s YOU that has to pay them back, not the taxpayer, not mommy and daddy, but YOU. After all, you’re the one wanting the education and the experience, so everything is on you at that point. That’s what adults do, and that’s what some folks have forgotten it would seem.

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